Are you ready to buy your dream home?
Do you need to Refinance your home?
Flexible Qualification Methods
1099 only
One-year tax return
12-month bank statement
Asset Qualifier
Ideal for self-employed borrowers who do not meet traditional documentation requirements but can qualify using flexible alternatives
Primary residence and second homes
Credit underwritten based on LTV, FICO, and liquidity
Income documentation not required
Income not stated
Debt-to-income (DTI) not calculated
Asset seasoning 30 days
Up to 80% LTV, 85% CLTV
FICO beginning at 640
Reserves from 3 months
BK – Dismissed or Discharged Ok!
Traditional Lending
FHA
VA
Conventional
USDA
NMLS ID 2001748