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Are you ready to buy your dream home?
Do you need to Refinance your home?

Flexible Qualification Methods

1099 only

One-year tax return
12-month bank statement
Asset Qualifier

 

Ideal for self-employed borrowers who do not meet traditional documentation requirements but can qualify using flexible alternatives

 

Primary residence and second homes
Credit underwritten based on LTV, FICO, and liquidity
Income documentation not required
Income not stated
Debt-to-income (DTI) not calculated
Asset seasoning 30 days
Up to 80% LTV, 85% CLTV
FICO beginning at 640
Reserves from 3 months
BK – Dismissed or Discharged Ok!

Traditional Lending

FHA

VA

Conventional

USDA

NMLS ID 2001748

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Specific markets of the state